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   Florida Reverse Mortgages

Note: Seniors (62 and above) can now use the HECM for only the required down-payment (60% - 70% of the Selling Price) of a new primary residence and retain their existing home as rental property. if they so desire. This enables a purchaser with substantial assets (such as from the sale of a previous home) to buy a house and have no mortgage payment for life.


Stewart Ogilby
Specializing in Reverse Mortgages since 2003
Covering the entire state of Florida
with trained and experienced associates
1-800-998-2523




Unlock a Retirement Asset

This program is designed to provide homeowners who are 62 years and older access to a portion of the equity in their primary residence. Due to the large amount of misinformation about this program, it continues to be one of the least understood and under utilized financial planning products available to seniors.

For some of the most common myths and misconceptions about reverse mortgages, click here.

The FHA/HUD Home Equity Recovery Mortgage (HECM) is, technically, a federally guaranteed, non-recourse, reverse-amortization loan that requires no repayment as long as the home remains one's primary residence.

Fill in and submit this form

Let us send you a free FHA booklet explaining the federally-insured Home Equity Recovery Mortgage (HECM).

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How much do you qualify for?


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By clicking on "Click Here to Submit" and providing my postal mailing address, email address, and/or phone number, I authorize a qualified representative of REVERSE MORTGAGE SALES to contact me. This authorization overrides, for this information only, any registration of any phone number on any federal, state or internal "do not call" list(s) owned by REVERSE MORTGAGE SALES or its affiliate.

Watch 3 short YouTube Videos about Reverse Mortgages

WE ARE HIRING

If you would like to earn supplemental income while helping senior Floridians, consider training to become a RMS reverse mortgage specialist. We offer comprehensive in-field support.

Applicants must be of sound financial and moral caliber and able to pass a personal background check. No experience necessary. Any sales or communications background helpful. To apply CLICK HERE


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